Credit Card
Banking Services
Checking and Saving Accounts

Welcome to Ukrainian Future Credit Union

Throughout our 50 years of service to our community we have strived to offer the best service and the latest and most advanced technology keeping pace with all other financial institutions. We believe that during these years Ukrainian Future Credit Union has demonstrated itself as an asset to the Ukrainian Community of the Metro Detroit Area and to the State of Michigan. We are determined to continue this tradition of excellence in the Future.

Savings

Dividend rates:

Saving Accounts Rate APY*
REG SHRS 0.20% 0.20% APY
REG SHRS Jr 0.50% 0.50% APY
SHR DRAFTS 0.00% 0.00% APY
IRA SHRS 1.25% 1.25% APY
Educational IRA $2000 - 1 year at 1.50%
Notice of NCUA Changes
* APY is Annual Percentage Yield
Rates current as of
Rates subject to change without notice

Share Certificates

Rate APY* Term Amount Interest Paid
0.30% 0.30% 6 month $1000 or more End of term
0.40% 0.40% 12 month $1000 or more End of term
0.60% 0.60% 18 month $1000 or more Compounded monthly
0.70% 0.70% 24 month $1000 or more Compounded monthly
0.80% 0.80% 36 month $1000 or more Compounded monthly
Notice of NCUA Changes
* APY is Annual Percentage Yield
Rates subject to change without notice. Will match any competitor rate within reason. Other terms available upon request.
Penalty for early withdrawal applies

Auto Loans

Loan Type Term APR as low as*
New Auto 24 mon 2.00%
New Auto 36 mon 2.75%
New Auto 48 mon 3.25%
New Auto 60 mon 3.50%
New Auto 72 mon 3.50%
Used Auto 2003 & older up to 30 months 6.00%
Used Auto 2004 to 2006 up to 48 months 5.50%
Used Auto 2007 to 2010 up to 60 months 5.25%
Used Auto 2011 to 2013 up to 72 months 3.99%-5.25%

* APR is Annual Percentage Rate and down payment requirements is based on applicant’s credit history.
APR is Annual Percentage Rate

Rates subject to change without notice

Boat Loans

Model Year APR as low as* Down Payment Term Amortization
New 9.50% 20% 5 years balloon** 15 years
2005 to 2012 10.00% 20% 5 years balloon** 15 years
1999 & 2004 9.50% 20% 5 years balloon** 15 years
Jet Ski-New 9.50% 20% Up to 60 months -
* Annual Percentage Rate is based on applicant’s credit history.

** Balloon loans will have a balance due at the end of the five year repayment term.

APR is Annual Percentage Rate

Rates and terms subject to change without notice.

Home Loans

Loan Type Term Amortization APR as low as*
Fixed 5 years 5 years 3.50%
Fixed 10 years 10 years 3.75%
Fixed 15 years 15 years 4.00%
Balloon ** 5 years 10 years 3.75%
Balloon ** 5 years 20 years 4.00%
Balloon ** 5 years 25 years 4.20%
Balloon ** 5 years 30 years 4.20%
First Time Buyer 5 years 25 years 4.00%

*Annual Percentage Rate is based on applicant’s credit history.
**Balloon loans will have a balance due at the end of the five year repayment term.

APR is Annual Percentage Rate
Rates and terms subject to change without notice.