THIS SIMPLE, FLEXIBLE ACCOUNT KEEPS EVERYTHING RUNNING SMOOTHLY WITH FREE ONLINE BANKING AND:

NO MINIMUM BALANCE

NO MONTHLY SERVICE CHARGE

FREE TRAVELERS CHECKS

FREE MONEY ORDERS

INSTANT RESERVE OVERDRAFT PROTECTION (SUBJECT TO CREDIT APPROVAL)

INTEREST COMPOUNDED ON AVERAGE DAILY BALANCE AND PAID MONTHLY ON A MINIMUM
BALANCE OF $500.00.



BUSINESS AND ORGANIZATIONS:

NO LIMITATIONS ON DEPOSITS OR WITHDRAWALS

NO MINIMUM DEPOSIT AMOUNT

NO MINIMUM BALANCE

NO MONTHLY SERVICE CHARGE